Flexible Payment Plans for Your Electrical Project
Financing options for your electrical project are available through Synchrony Bank. You apply directly to Synchrony and Synchrony makes the credit decision. Subject to credit approval. Clements Electric is not the lender and does not make credit decisions — all terms are set and disclosed by Synchrony at the time of application.
How Financing Works
Three steps from estimate to installation. Financing is provided by Synchrony Bank, subject to credit approval.
Tell Us About Your Project
Call us or book an estimate. Our licensed electrician will assess your electrical needs, provide a detailed written quote, and let you know that promotional financing options are available through Synchrony Bank, subject to credit approval.
Apply Through Synchrony
When you are ready, you apply through Synchrony's secure online application. Synchrony reviews your application and makes the credit decision — approval is not guaranteed and all financing is subject to credit approval. Clements Electric is not involved in the review and never collects your credit application information.
Get the Work Done — Pay Over Time
Once you're approved by Synchrony, we schedule your project at your convenience. Our crew completes the work to code, and you repay Synchrony directly under the terms Synchrony discloses to you at the time of application. Subject to credit approval.
Projects That Qualify for Financing
Most major electrical projects with a cost of $1,000 or more are eligible. Here are the most common:
Electrical Panel Upgrades
Upgrade from 100A to 200A service, replace outdated Zinsco or Federal Pacific panels, or convert old fuse boxes to modern circuit breakers.
Typical cost: $2,500 – $5,500Standby Generator Installation
Whole-home Cummins generators with automatic transfer switches — keep your lights on through any Texas storm.
Typical 20kW whole-house install: $13,500 – $17,000. Estimate only; installations vary, and a site visit determines your price.Whole-Home Rewires
Replace aging knob-and-tube or aluminum wiring throughout your home with modern copper conductors and grounded outlets for safety and peace of mind.
Typical cost: $6,000 – $15,000Major Renovations
Smart home wiring upgrades, commercial tenant improvements, EV charger installations, and any large-scale electrical overhaul.
Typical cost: $3,000 – $20,000+EV Charger Installation
Level 2 home EV charger installation with dedicated circuit, permitting, and professional mounting — charge your vehicle overnight.
Typical cost: $800 – $2,500Smart Home & Automation Wiring
Whole-home structured wiring for automation systems, security cameras, smart lighting panels, and integrated audio-visual setups.
Typical cost: $2,000 – $10,000Benefits of Financing With Us
Pay Over Time
If Synchrony approves your application, you can spread the cost of your project over time under the terms Synchrony sets and discloses to you. Subject to credit approval.
Promotional Financing Options
Synchrony offers promotional financing options on qualifying purchases. Which options are available, and their terms, are determined and disclosed by Synchrony at the time of application. Subject to credit approval.
Flexible Terms
Term lengths and payment structures are set by Synchrony Bank and shown to you before you accept. Subject to credit approval.
Do Not Delay Safety Work
You should not have to postpone critical electrical safety work because of upfront cost. Financing through Synchrony Bank may let you move forward now — subject to credit approval.
Transparent Terms
All rates, fees, and conditions are set and disclosed by Synchrony Bank, not by Clements Electric. Review Synchrony's terms before you accept. Subject to credit approval.
Financing FAQ
What types of electrical projects qualify for financing?
Most major electrical projects qualify, including panel upgrades (100A to 200A), whole-home Cummins generator installations, complete home rewires, EV charger installations, smart home wiring, surge protection systems, and commercial electrical renovations. Eligibility and approval are determined by Synchrony Bank. Subject to credit approval.
How does the approval process work?
After we give you a written estimate, you apply directly to Synchrony Bank through Synchrony's online application. Synchrony reviews your application and makes the credit decision — approval is not guaranteed and all financing is subject to credit approval. If Synchrony approves your application, Synchrony discloses your approved amount and full terms to you before you accept. Clements Electric is not the lender and takes no part in the decision.
Who sets the rates, fees, and terms?
Synchrony Bank sets and discloses all rates, fees, term lengths, and prepayment conditions at the time of application. Review Synchrony's terms carefully before you accept. Clements Electric does not set or control any financing terms. Subject to credit approval.
Do I need perfect credit to qualify?
Approval and terms are determined by Synchrony Bank, not by Clements Electric. Eligibility is decided by Synchrony, and all financing is subject to credit approval.
Can I finance just a portion of the project?
Yes. You are not required to finance the entire project cost. Many customers choose to pay a portion upfront and finance the remainder. The portion you finance is handled entirely through Synchrony Bank. Subject to credit approval.
How soon can work begin after approval?
Once Synchrony approves your financing, we can typically schedule your project within the same week. For urgent electrical issues like failing panels or unsafe wiring, we prioritize scheduling to get your home safe as soon as possible.
Ready to Get Your Project Financed?
Call us now to discuss your electrical project and financing options. Financing is provided by Synchrony Bank and is subject to credit approval. Our team will provide a free written estimate and walk you through the entire process — no pressure, no obligation.
Financing provided by Synchrony Bank. Clements Electric is not the lender and does not make credit decisions. Subject to credit approval. Promotional financing options, rates, fees, and terms are determined and disclosed by Synchrony Bank at the time of application. Applications are submitted to and reviewed by Synchrony Bank. Clements Electric does not collect, store, or process credit application information.